Property Investment Specialists Pty Ltd
ACN 697 029 360
Last updated: 12 August 2026
1. About These Terms
This website is owned and operated by Property Investment Specialists Pty Ltd ACN 697 029 360 (Property Investment Specialists, we, us or our).
These Website Terms & Conditions (Terms) govern your access to and use of our website, including all information, content, materials, research, calculators, illustrations, projections, property information, resources and other features made available through it (Website).
By accessing, browsing or using the Website, you acknowledge that you have read, understood and agree to these Terms and our Privacy Policy.
If you do not agree with these Terms, you should not use the Website.
These Terms relate primarily to your use of the Website. If you engage Property Investment Specialists for particular services, additional agreements, disclosures, authorities or terms may apply. Where there is an inconsistency between these Terms and a separate written agreement entered into between you and Property Investment Specialists, the separate written agreement will prevail to the extent of that inconsistency.
2. Purpose of the Website
The Website provides general information about Property Investment Specialists, our business, our services, property markets, property investment concepts, property research and property opportunities.
The Website may contain: property market information and research, educational information relating to property, information about locations, suburbs, developments and properties, property data and statistics, historical market information, property comparisons, general investment concepts, property examples and case studies, illustrative scenarios, calculators and projections, estimated property-related costs or returns, information about our services and processes, videos, articles, reports, guides and downloadable material, information supplied by third parties; and information about independent third-party professional service providers.
All information provided through the Website is general information only.
The Website is not intended to provide, and must not be relied upon as providing, professional advice of any kind.
3. IMPORTANT — THIS WEBSITE DOES NOT PROVIDE PROFESSIONAL ADVICE OF ANY KIND
Property Investment Specialists does not provide financial advice, financial product advice, financial planning advice, investment advice, legal advice, taxation advice, accounting advice, credit advice, mortgage advice, lending advice, superannuation advice or any other form of regulated professional advice.
Property Investment Specialists is not acting as your, financial adviser, financial planner, investment adviser, lawyer or solicitor, accountant, tax adviser or tax agent, mortgage broker, finance broker, credit adviser, lender or credit provider, superannuation adviser, insurance adviser; or other regulated professional adviser.
Nothing contained on this Website, and nothing provided by Property Investment Specialists through our Website, reports, research, property information, presentations, meetings, telephone conversations, emails, calculators, projections, examples, educational material or other communications, should be interpreted or relied upon as professional advice of any kind.
We provide general property-related information, research, education, property sourcing information and assistance in facilitating property-related opportunities and transactions.
Where information relates to financial, taxation, lending, legal, accounting or other professional matters, it is provided only as general contextual or factual information and is not intended to replace advice from an appropriately qualified and, where required, licensed professional.
4. No Adviser or Professional Relationship
Your use of the Website, communication with us or engagement with our property-related services does not create a financial adviser, financial planner, lawyer-client, accountant-client, tax adviser-client, mortgage broker-client, credit adviser-client or other professional advisory relationship between you and Property Investment Specialists.
The collection or discussion of information concerning your: income; savings; assets; liabilities; existing property; loans; superannuation; taxation position; financial goals; family circumstances; investment objectives; borrowing position; or other personal circumstances. It does not mean that Property Investment Specialists is providing professional advice in relation to those matters.
We may collect or discuss such information for purposes including understanding your property objectives, providing relevant property information, conducting property research, facilitating property opportunities, administering our services or introducing you to independent professional service providers.
You must not interpret the collection, discussion, analysis or presentation of this information as financial, legal, taxation, accounting, lending, credit or other professional advice.
5. Meaning of Property Information, Strategy, Research and Similar Terms
From time to time, Property Investment Specialists may use terms such as: property strategy; investment strategy; property plan; portfolio plan; property selection; property analysis; property research; investment research; property projection; portfolio projection; property opportunity; property assessment; or property recommendation.
Where those or similar expressions are used, they refer to our property-related information, education, research, sourcing and facilitation activities.
They do not mean that Property Investment Specialists is providing financial product advice, financial planning advice, legal advice, taxation advice, accounting advice, credit advice, mortgage advice or another form of regulated professional advice.
You remain responsible for obtaining appropriate independent professional advice before acting upon property-related information we provide.
6. Your Responsibility to Obtain Independent Professional Advice
Before making any property, financial, investment, taxation, legal, lending, superannuation, accounting or other significant decision, you should obtain your own independent advice from appropriately qualified and, where required, licensed professionals.
Depending on your circumstances, you may need to obtain advice from an independent: licensed financial adviser; accountant; registered tax agent; lawyer or solicitor; conveyancer; licensed mortgage or finance broker; credit professional; lender or financial institution; quantity surveyor; building inspector; valuer; insurance professional; or other appropriately qualified professional.
You are responsible for determining what professional advice you require.
Property Investment Specialists does not replace any of these professionals.
You must satisfy yourself that you understand the financial, legal, taxation, lending and other consequences of any transaction before proceeding.
7. You Make Your Own Decisions
Any decision to: purchase a property; sell a property; enter into a contract; borrow money; refinance; establish or use a particular ownership structure; establish or use a trust, company or self-managed superannuation fund; engage a professional service provider; proceed with a particular property opportunity; or undertake any other transaction, is ultimately your decision.
Property Investment Specialists does not make financial, legal, taxation or lending decisions on your behalf.
You are responsible for conducting your own due diligence, considering your personal circumstances, obtaining appropriate professional advice and deciding whether a property or transaction is suitable for you.
You should not proceed with a transaction solely because information about it has been provided by Property Investment Specialists.
8. Property Investment Involves Risk
Property investment involves financial and other risks.
Property values may rise or fall. Rental income, rental demand, vacancy rates, interest rates, finance costs, taxation treatment, maintenance costs, operating expenses, economic conditions, government policy, local market conditions and other circumstances may change.
Property Investment Specialists does not guarantee: the future value of any property; capital growth; rental income; rental growth; rental demand; occupancy; investment returns; cash flow; profitability; taxation outcomes; depreciation outcomes; borrowing capacity; finance approval; interest rates; loan terms; construction or completion timeframes; resale value; the performance of any location or property market; the achievement of any financial goal; the preservation of capital; or any particular investment outcome.
You may experience financial loss from a property investment.
You should carefully consider the risks and obtain independent professional advice before proceeding with any transaction.
9. Projections, Forecasts, Modelling and Examples
The Website and other Property Investment Specialists materials may contain projections, forecasts, calculations, assumptions, hypothetical scenarios, modelling, case studies or examples.
These may relate to: property values; capital growth; rental returns; rental growth; interest rates; holding costs; cash flow; taxation assumptions; borrowing assumptions; investment timeframes; portfolio values; or potential long-term outcomes. Any such information is illustrative only.
Projections and examples may rely upon assumptions, historical information, third-party information or estimated future conditions.
Actual future conditions may be materially different.
Historical performance does not guarantee future performance.
Any illustration showing what a property, portfolio or strategy might achieve should not be interpreted as a promise, prediction, guarantee or assurance that those results will occur.
You should obtain independent advice regarding the assumptions used and how they may relate to your circumstances before relying on them.
10. Financial Information and Financial Products
Property Investment Specialists does not provide financial product advice and does not purport to act as your financial adviser or financial planner.
We do not advise you: whether you should invest in a particular financial product; whether you should acquire, dispose of or retain a financial product; how you should allocate your financial assets; what financial products you should use; how you should structure your overall financial affairs; how you should plan for retirement; or whether a financial product is appropriate for your circumstances.
Where financial information appears on the Website or is discussed in connection with our services, it is provided as general or factual information only.
You should obtain independent financial advice from an appropriately licensed professional where financial product advice is required.
11. Finance, Lending and Mortgage Broking
Property Investment Specialists is not acting as your mortgage broker, finance broker, credit adviser, lender or credit provider.
We do not determine: how much you can borrow; whether you should borrow; which lender you should use; which loan product you should select; whether you should refinance; what loan structure you should use; what interest rate or loan terms are appropriate for you; or whether a particular credit product is suitable for your circumstances.
Any references to borrowing capacity, finance, lending or loan structures are general information only unless provided separately by an appropriately licensed or authorised third-party professional.
Where appropriate, we may introduce you to an independent mortgage broker, finance professional or lender.
Any credit assistance, lending advice or mortgage broking services are provided by that independent provider, not Property Investment Specialists.
12. Taxation and Accounting
Property Investment Specialists is not your accountant, tax adviser or tax agent.
We do not provide taxation or accounting advice.
Any references to: taxation; tax deductions; negative gearing; capital gains tax; depreciation; land tax; tax structures; tax savings; income tax; GST; accounting treatments; or taxation consequences are general information only.
Taxation laws are complex and individual outcomes can differ significantly depending on personal circumstances.
You should obtain independent taxation and accounting advice before making decisions based on possible taxation outcomes.
13. Legal Matters and Ownership Structures
Property Investment Specialists is not a law firm and does not provide legal advice.
We do not advise you regarding: contracts; contractual rights or obligations; conveyancing; ownership structures; trusts; companies; self-managed superannuation fund structures; asset protection; estate planning; legal liability; legal interpretation; or the legal consequences of a transaction. Any discussion of legal structures or concepts is general information only.
You should obtain independent legal advice from an appropriately qualified lawyer or conveyancer before entering into a property transaction or establishing a legal structure.
14. Superannuation and Self-Managed Superannuation Funds
Property Investment Specialists does not provide superannuation or SMSF financial advice.
Any information regarding the potential use of superannuation or an SMSF in connection with property is general information only.
We do not advise you: whether you should establish an SMSF; whether an SMSF is suitable for you; whether you should transfer superannuation; whether your SMSF should acquire property; how an SMSF should be structured; whether a particular transaction complies with superannuation law; or how an SMSF investment may affect your retirement position.
You should obtain independent financial, legal, taxation and accounting advice from appropriately qualified professionals before establishing an SMSF or undertaking an SMSF property transaction.
15. Third-Party Professionals
Property Investment Specialists may introduce you to independent third-party professionals or businesses.
These may include: mortgage brokers; finance providers; banks and lenders; financial advisers; accountants; tax professionals; lawyers; conveyancers; quantity surveyors; valuers; insurance providers; property managers; building inspectors; developers; builders; and other property-related service providers.
An introduction does not mean that Property Investment Specialists is providing the services of that professional.
Unless expressly stated otherwise, third-party providers operate independently from Property Investment Specialists and are responsible for: their own advice; professional recommendations; licensing and registration requirements; representations; services; fees; conduct; and compliance obligations.
You are responsible for determining whether a third-party provider is suitable for your requirements and should review their qualifications, licences, terms of engagement and advice independently.
16. No Responsibility for Independent Professional Advice
Property Investment Specialists does not adopt or become responsible for advice provided by an independent third-party professional merely because: we introduced you to that professional; the professional operates within our broader network; we facilitated an appointment; information was exchanged with your authority; the professional participated in a meeting involving Property Investment Specialists; or their services relate to a property transaction introduced by us.
Any professional advice should be obtained directly from the relevant appropriately qualified professional.
Questions about that advice should be directed to the professional who provided it.
17. Property Information
The Website may contain information about particular: properties; developments; builders; developers; suburbs; locations; property markets; rental markets; or investment opportunities.
Information may originate from Property Investment Specialists or independent third parties, including developers, builders, property data providers, selling agents, valuers, researchers or other sources.
Property information may change without notice.
This may include: purchase prices; property availability; specifications; floor plans; dimensions; inclusions; rental estimates; incentives; construction schedules; completion dates; development plans; surrounding infrastructure; market data; and other property characteristics.
You should independently verify any information that is material to your decision before entering into a transaction.
18. Images, Plans and Marketing Material
Photographs, renders, floor plans, maps, illustrations, artist impressions and other visual materials appearing on the Website may be indicative only.
They may include features, landscaping, furnishings, fixtures, views, surrounding developments or other elements that are not included in a property purchase or may change before completion.
You should rely upon the final contractual documentation and independent due diligence when determining exactly what is included in a property transaction.
19. Property Availability
Property pricing and availability can change at any time.
Publication of a property on the Website does not guarantee that the property remains available or can be acquired at the displayed price.
Property Investment Specialists does not guarantee that any particular property or opportunity will remain available until you are ready to proceed.
No property transaction is binding unless and until the relevant contractual requirements have been satisfied.
20. Commissions, Referral Fees and Commercial Arrangements
Property Investment Specialists may receive commissions, referral fees, marketing fees, sales commissions or other monetary or non-monetary benefits in connection with certain property transactions, referrals, introductions or services.
These commercial arrangements may include payments from developers, builders, property suppliers, service providers or other parties.
Where disclosure of a particular commission, benefit, relationship or conflict is required by law or an applicable agreement, the relevant disclosure will be provided.
You should not interpret an introduction to a property or third-party provider as independent financial, legal, taxation, accounting or credit advice.
You remain responsible for determining whether a property, service or transaction is appropriate for you and obtaining your own independent professional advice.
21. Accuracy and Currency of Information
We aim to ensure that information on the Website is reasonably accurate and current at the time it is published.
However, property markets, prices, availability, lending conditions, interest rates, taxation laws, regulations, development information, rental markets and other circumstances can change.
To the maximum extent permitted by law, we do not guarantee that Website information will always be: accurate; complete; current; error-free; suitable for your purposes; or appropriate for your individual circumstances.
Information may be updated, corrected, amended or removed without notice.
You should independently verify material information before acting upon it.
22. Third-Party Websites and External Links
The Website may contain links to websites, platforms, resources or services operated by third parties.
These links are provided for information or convenience only.
A link does not necessarily constitute an endorsement, approval or recommendation of: the third party; its website; its information; its products; its professional advice; or its services.
We do not control third-party websites and are not responsible for their content, accuracy, availability, security, privacy practices or services.
Your use of a third-party website is governed by that third party's own terms and policies.
23. Intellectual Property
Unless otherwise stated, all Website content is owned by, licensed to or used with permission by Property Investment Specialists.
This includes: the Property Investment Specialists name; logos; trademarks; branding; slogans; graphics; photographs; written material; videos; reports; guides; research; property research methodologies; processes; frameworks; models; calculators; presentations; templates; diagrams; databases; website designs; software; and other proprietary materials.
The Website and its content are protected by applicable intellectual property laws.
You are granted a limited, revocable, non-exclusive right to access the Website for lawful personal and non-commercial purposes.
Unless authorised by us in writing or permitted by law, you must not: reproduce; copy; republish; distribute; modify; adapt; sell; licence; commercially exploit; systematically download; scrape; transmit; publicly display; create derivative works from; or otherwise commercially use our Website or intellectual property.
24. Property Investment Specialists Branding
The name Property Investment Specialists, our logos, branding, visual identity and associated marks are proprietary to Property Investment Specialists or used by us with permission.
You must not use our name, logo or branding without prior written consent.
You must not use our branding in a way that suggests that you, your business, products or services are associated with, sponsored by, endorsed by or approved by Property Investment Specialists unless we have expressly authorised that representation.
25. Acceptable Use of the Website
You must use the Website lawfully.
You must not use or attempt to use the Website to: breach any law; commit fraud; mislead or deceive; infringe intellectual property rights; transmit malicious software or code; interfere with Website operation; compromise Website security; gain unauthorised access to systems or data; impersonate another person; collect personal information without authority; scrape or systematically extract substantial Website content without permission; use Website content for unauthorised commercial purposes; or engage in conduct that may damage Property Investment Specialists or other Website users.
We may restrict or terminate Website access where we reasonably believe these Terms have been breached.
26. Information You Provide
If you provide information to Property Investment Specialists, you agree that, to the best of your knowledge, it will be accurate, complete and not deliberately misleading.
Where you provide information relating to another person, you must have authority to provide that information.
Information supplied to us may be handled in accordance with our Privacy Policy.
You are responsible for notifying us if information relevant to our dealings with you materially changes.
27. Privacy
Property Investment Specialists respects your privacy.
Personal information collected through the Website or in connection with our services will be handled in accordance with our Privacy Policy and applicable privacy laws.
Our Privacy Policy explains how we collect, hold, use, disclose and protect personal information and how you may request access to or correction of information we hold about you.
28. Electronic Communications and Marketing
Where you submit your contact details to us, we may contact you in connection with: your enquiry; appointments; requested information; property opportunities; our services; ongoing communications with you; or other matters reasonably related to your interaction with Property Investment Specialists.
Where permitted by law, we may also send marketing or educational communications concerning property, market information, events, services and opportunities.
You may unsubscribe from marketing communications at any time using the unsubscribe method provided or by contacting us.
Service-related or transactional communications may continue where reasonably necessary.
29. Website Availability and Security
We take reasonable steps to maintain the security and operation of the Website.
However, we cannot guarantee that the Website will: always be available; operate without interruption; be error-free; be free from technical problems; or be completely free from viruses, malware or other harmful components.
We may suspend, restrict, modify or discontinue all or part of the Website at any time where reasonably necessary.
30. Australian Consumer Law
Nothing in these Terms is intended to exclude, restrict or modify any guarantee, condition, warranty, right or remedy that cannot lawfully be excluded, restricted or modified under the Australian Consumer Law or other applicable legislation.
Where our liability may lawfully be limited, it is limited only to the maximum extent permitted by law.
31. Disclaimer and Limitation of Liability
To the maximum extent permitted by law, Property Investment Specialists does not accept liability for loss or damage arising from reliance on general information made available through the Website or our property-related information where you have not independently considered your circumstances or obtained appropriate professional advice.
Without limiting the above, Property Investment Specialists is not responsible for loss resulting from: changes in property values; changes in property markets; changes in rental markets; changes in interest rates; changes in lending policies; inability to obtain finance; changes in borrowing capacity; taxation changes; legislative or regulatory changes; inaccurate information provided by third parties; construction delays; development changes; actions or omissions of independent third parties; professional advice provided by independent third parties; events outside our reasonable control; or investment decisions made by you.
To the maximum extent permitted by law, we exclude liability for indirect, special, incidental or consequential loss where such liability may lawfully be excluded.
Nothing in these Terms excludes liability that cannot lawfully be excluded.
32. Your Acknowledgements
By using the Website, you acknowledge and agree that:
Property Investment Specialists does not provide professional advice of any kind;
Property Investment Specialists is not acting as your financial adviser, financial planner, lawyer, accountant, tax adviser, mortgage broker, finance broker or credit adviser;
information provided by Property Investment Specialists is general property-related information, research and education only;
property investment involves risk and outcomes are not guaranteed;
forecasts, projections and examples are illustrative only;
you are responsible for conducting your own due diligence;
you are responsible for obtaining independent financial, legal, taxation, accounting, lending and other professional advice where appropriate;
independent professionals introduced by Property Investment Specialists are responsible for their own advice and services;
you remain solely responsible for deciding whether to proceed with any property or transaction; and
you should not enter into a property transaction solely in reliance upon information provided by Property Investment Specialists.
33. Separate Client Agreements
These Terms govern use of the Website and general Website information.
They do not constitute an agreement to provide professional financial, legal, taxation, accounting or credit advice.
Where Property Investment Specialists provides specific property-related services, those services may be governed by a separate: Client Services Agreement; Property Services Agreement; engagement document; authority; disclosure; fee agreement; or other written agreement.
Those documents may deal separately with matters including the scope of services, fees, commissions, property sourcing, client responsibilities, termination and other matters.
34. Changes to These Terms
We may update these Terms from time to time to reflect changes to: our Website; our business; our services; technology; operational practices; or legal and regulatory requirements.
Updated Terms will be published on the Website with the date of the most recent update.
Your continued use of the Website after updated Terms are published constitutes acceptance of the updated Terms to the extent permitted by law.
35. Suspension or Termination of Access
We may suspend, restrict or terminate access to all or part of the Website where reasonably necessary, including where: these Terms are breached; we suspect unlawful or fraudulent conduct; Website security is threatened; maintenance is required; or a Website feature or service is discontinued.
Provisions relating to intellectual property, disclaimers, liability and other clauses that are intended by their nature to survive termination will continue to apply.
36. Severability
If any provision of these Terms is determined to be invalid, unlawful or unenforceable, that provision will be read down to the extent necessary.
If it cannot be read down, it will be severed.
The remaining provisions will continue in full force and effect.
37. No Waiver
A failure or delay by Property Investment Specialists to exercise a right under these Terms does not constitute a waiver of that right.
Any waiver must be expressly provided in writing.
38. Governing Law
These Terms are governed by the laws of New South Wales, Australia.
You and Property Investment Specialists submit to the non-exclusive jurisdiction of the courts of New South Wales and courts entitled to hear appeals from those courts.
39. Contact Us
If you have any questions regarding these Website Terms & Conditions, please contact:
Property Investment Specialists Pty Ltd
ACN 697 029 360
Address: Level 24, Three International Towers, 300 Barangaroo Avenue, Barangaroo NSW 2000